At Empire of America, the health and well-being of our customers, employees, and communities is a top priority.
May 19 2020
10 Questions to Ask Your Mortgage Lender
Always ask the relevant mortgage lender questions when shopping for mortgage lenders, and well before you make a commitment to use their services. And, continue shopping for the right lender until you find a lender you feel comfortable with, someone who will assist you in finding the right mortgage product for your goals, not theirs.
Mar 10 2020
Documents Required for a Mortgage Preapproval Letter
Getting preapproved for a mortgage before you go home shopping is not only a good idea but imperative in a market that is highly competitive. Unlike pre-qualification, a mortgage preapproval letter is usually only produced by true creditors (not brokers), and lends integrity to your offer, providing the seller insight and prediction that you have the ability to secure mortgage financing.
Jan 31 2020
Choosing the Right Mortgage Lender
Today there are many mortgage lenders and brokers eager to accept your mortgage loan application, and it’s important for you shop around and choosing the right mortgage lender for your requirements. Here are some tips for choosing the right mortgage lender.
Jan 27 2020
Horses for Courses - Defining your Residential Real Estate Financing Strategy
This is a term widely used in the foreign-language translation industry, where a translator is selected for a job not solely based on his or her fluency in a language but also based on knowledge of the subject matter. Horses for courses is more of a proverb than anything else, and in financial markets that means match the financing to your purpose. For example, your real estate financing strategy, not someone else’s, and reap the benefits.
Dec 29 2019