Empire of America is a residential mortgage lender specializing in prime, fixed and adjustable mortgages for the purchase or refinancing of residential real estate. By streamlining the application and lending process and therefore reducing expenses, the company undercuts larger banks and lending institutions, providing lower interest rates, and lower closing costs without application, processing or rate lock fees.
Getting a mortgage is more than a one-time transaction; it’s a financial decision that may impact your life for years to come. Whether you’re looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits within your larger financial picture. One important consideration in choosing a home financing strategy may include your tax position. For instance, you may want to maximize your interest deductions, or prefer to limit items to the Alternative Minimum Tax (AMT). Or perhaps you’re more interested in income you want to offset and direct into charities, trusts and investments. While Empire of America does not provide tax advice, we can suggest home financing strategies that are designed to assist you with your current tax circumstance.
For more insight into the most relevant solutions for you, ask one of Empire of America’s mortgage bankers about incorporating your home financing strategy into your overall wealth management plan, or call Empire of America at 1-866-411-3621.