Frequently Asked Questions

Why do you charge a Lender Fee?

We charge one all-inclusive guaranteed Lender Fee, which includes processing, underwriting, doc prep and funding.

Our pricing model is different from other lenders in that our profit is primarily built into this flat fee. We can then pass on the pricing we receive in the secondary market directly to our borrowers. Most lenders add points to the pricing they receive in the secondary market and offer the “marked up” pricing to the borrower.

In comparing lenders, we suggest you compare total lender points and fees for the same interest rate. If you compare our total points and fees to the total points and fees charged by another lender for the same rate, we are confident our total costs will be much lower for any given interest rate.

Related FAQs