Frequently Asked Questions

How soon after I sign loan documents will my loan close?

On a purchase transaction or a refinance of a second home or rental property, we can typically close within three days (one day to review the docs, one day to fund the loan, and one day for the loan to record). On a refinance of a primary residence, there is also a three business-day rescission period that must pass before your loan can fund.

Just a note on closing versus funding. In almost all counties, we fund the day before a loan records/closes. The recording or closing date is the day you get the keys to your new home (purchase) or your current lender(s) get paid off (refinance).